Paying Your Creditors. In most cases you will pay all creditors through the Chapter 13 Plan. Typically, you will make no payments directly to the creditors after the filing of your case, and your first payment will be to the Chapter 13 Trustee when you are told by the Trustee’s office that the payment is due (usually 30 days after the filing of the original plan). You are able to pre-pay the Chapter 13 plan if you have enough money to do so.
